Bank reports 1.1% drop in card spending despite Black Friday boost for retailers

UK households cut back on spending at the fastest pace in almost five years last month as consumers put Christmas shopping on hold, according to a leading survey.

Adding to concerns that uncertainty surrounding the budget has helped dampen consumer confidence, Barclays said card spending fell 1.1% year on year in November – the largest fall since February 2021.

Experts warn of dangers as England and Wales study shows 13- to 17-year-olds consulting AI amid long waiting lists for services

It was after one friend was shot and another stabbed, both fatally, that Shan asked ChatGPT for help. She had tried conventional mental health services but “chat”, as she came to know her AI “friend”, felt safer, less intimidating and, crucially, more available when it came to handling the trauma from the deaths of her young friends.

As she started consulting the AI model, the Tottenham teenager joined about 40% of 13- to 17-year-olds in England and Wales affected by youth violence who are turning to AI chatbots for mental health support, according to research among more than 11,000 young people.

Bank reports 1.1% drop in card spending despite Black Friday boost for retailers

UK households cut back on spending at the fastest pace in almost five years last month as consumers put Christmas shopping on hold, according to a leading survey.

Adding to concerns that uncertainty surrounding the budget has helped dampen consumer confidence, Barclays said card spending fell 1.1% year on year in November – the largest fall since February 2021.

Experts warn of dangers as England and Wales study shows 13- to 17-year-olds consulting AI amid long waiting lists for services

It was after one friend was shot and another stabbed, both fatally, that Shan asked ChatGPT for help. She had tried conventional mental health services but “chat”, as she came to know her AI “friend”, felt safer, less intimidating and, crucially, more available when it came to handling the trauma from the deaths of her young friends.

As she started consulting the AI model, the Tottenham teenager joined about 40% of 13- to 17-year-olds in England and Wales affected by youth violence who are turning to AI chatbots for mental health support, according to research among more than 11,000 young people.

Bank reports 1.1% drop in card spending despite Black Friday boost for retailers

UK households cut back on spending at the fastest pace in almost five years last month as consumers put Christmas shopping on hold, according to a leading survey.

Adding to concerns that uncertainty surrounding the budget has helped dampen consumer confidence, Barclays said card spending fell 1.1% year on year in November – the largest fall since February 2021.

Experts warn of dangers as England and Wales study shows 13- to 17-year-olds consulting AI amid long waiting lists for services

It was after one friend was shot and another stabbed, both fatally, that Shan asked ChatGPT for help. She had tried conventional mental health services but “chat”, as she came to know her AI “friend”, felt safer, less intimidating and, crucially, more available when it came to handling the trauma from the deaths of her young friends.

As she started consulting the AI model, the Tottenham teenager joined about 40% of 13- to 17-year-olds in England and Wales affected by youth violence who are turning to AI chatbots for mental health support, according to research among more than 11,000 young people.

Gen z are the first generation to have grown up with social media, they were the earliest adopters, and therefore the first to suffer its harms. Now they are fighting back

Late one night in April 2020, towards the start of the Covid lockdowns, Shanley Clémot McLaren was scrolling on her phone when she noticed a Snapchat post by her 16-year-old sister. “She’s basically filming herself from her bed, and she’s like: ‘Guys you shouldn’t be doing this. These fisha accounts are really not OK. Girls, please protect yourselves.’ And I’m like: ‘What is fisha?’ I was 21, but I felt old,” she says.

She went into her sister’s bedroom, where her sibling showed her a Snapchat account named “fisha” plus the code of their Paris suburb. Fisha is French slang for publicly shaming someone – from the verb “ afficher ”, meaning to display or make public. The account contained intimate images of girls from her sister’s school and dozens of others, “along with the personal data of the victims – their names, phone numbers, addresses, everything to find them, everything to put them in danger”.

Gen z are the first generation to have grown up with social media, they were the earliest adopters, and therefore the first to suffer its harms. Now they are fighting back

Late one night in April 2020, towards the start of the Covid lockdowns, Shanley Clémot McLaren was scrolling on her phone when she noticed a Snapchat post by her 16-year-old sister. “She’s basically filming herself from her bed, and she’s like: ‘Guys you shouldn’t be doing this. These fisha accounts are really not OK. Girls, please protect yourselves.’ And I’m like: ‘What is fisha?’ I was 21, but I felt old,” she says.

She went into her sister’s bedroom, where her sibling showed her a Snapchat account named “fisha” plus the code of their Paris suburb. Fisha is French slang for publicly shaming someone – from the verb “ afficher ”, meaning to display or make public. The account contained intimate images of girls from her sister’s school and dozens of others, “along with the personal data of the victims – their names, phone numbers, addresses, everything to find them, everything to put them in danger”.

Gen z are the first generation to have grown up with social media, they were the earliest adopters, and therefore the first to suffer its harms. Now they are fighting back

Late one night in April 2020, towards the start of the Covid lockdowns, Shanley Clémot McLaren was scrolling on her phone when she noticed a Snapchat post by her 16-year-old sister. “She’s basically filming herself from her bed, and she’s like: ‘Guys you shouldn’t be doing this. These fisha accounts are really not OK. Girls, please protect yourselves.’ And I’m like: ‘What is fisha?’ I was 21, but I felt old,” she says.

She went into her sister’s bedroom, where her sibling showed her a Snapchat account named “fisha” plus the code of their Paris suburb. Fisha is French slang for publicly shaming someone – from the verb “ afficher ”, meaning to display or make public. The account contained intimate images of girls from her sister’s school and dozens of others, “along with the personal data of the victims – their names, phone numbers, addresses, everything to find them, everything to put them in danger”.