Austerity hollowed out provision and hardened eligibility rules. A broken safety net now shuts out the poorest and drives rising homelessness

Moral logic is flipped on its head in England’s benefits system, which systematically excludes the poorest people from the only housing that was ever intended for them. Social homes were supposed to be for those who couldn’t afford private rents. However, a new report by Crisis shows that, because the stock of homes has been allowed to collapse, housing associations now ration supply by applying strict affordability tests. The homeless charity found that seven in 10 people with a history of rent arrears and no repayment plan would “sometimes” or “always” be excluded from housing registers. Perversely, England’s welfare system induces the very homelessness that it claims to alleviate.

Financial checks, along with rules requiring “local connections”, sharply narrow who can join the queue for social housing. For those who do, a further round of pre-tenancy checks means that about a third of housing associations refuse accommodation because applicants cannot afford even modest rents, a problem rooted in benefit levels that are simply too low. Homelessness therefore rises by design rather than accident. Its origins lie in the coalition’s austerity programme: instead of building social homes, which would have eased pressure on welfare, the government redefined who could qualify. The then chancellor George Osborne, it was said , resisted building houses that might create Labour voters.

Austerity hollowed out provision and hardened eligibility rules. A broken safety net now shuts out the poorest and drives rising homelessness

Moral logic is flipped on its head in England’s benefits system, which systematically excludes the poorest people from the only housing that was ever intended for them. Social homes were supposed to be for those who couldn’t afford private rents. However, a new report by Crisis shows that, because the stock of homes has been allowed to collapse, housing associations now ration supply by applying strict affordability tests. The homeless charity found that seven in 10 people with a history of rent arrears and no repayment plan would “sometimes” or “always” be excluded from housing registers. Perversely, England’s welfare system induces the very homelessness that it claims to alleviate.

Financial checks, along with rules requiring “local connections”, sharply narrow who can join the queue for social housing. For those who do, a further round of pre-tenancy checks means that about a third of housing associations refuse accommodation because applicants cannot afford even modest rents, a problem rooted in benefit levels that are simply too low. Homelessness therefore rises by design rather than accident. Its origins lie in the coalition’s austerity programme: instead of building social homes, which would have eased pressure on welfare, the government redefined who could qualify. The then chancellor George Osborne, it was said , resisted building houses that might create Labour voters.

Austerity hollowed out provision and hardened eligibility rules. A broken safety net now shuts out the poorest and drives rising homelessness

Moral logic is flipped on its head in England’s benefits system, which systematically excludes the poorest people from the only housing that was ever intended for them. Social homes were supposed to be for those who couldn’t afford private rents. However, a new report by Crisis shows that, because the stock of homes has been allowed to collapse, housing associations now ration supply by applying strict affordability tests. The homeless charity found that seven in 10 people with a history of rent arrears and no repayment plan would “sometimes” or “always” be excluded from housing registers. Perversely, England’s welfare system induces the very homelessness that it claims to alleviate.

Financial checks, along with rules requiring “local connections”, sharply narrow who can join the queue for social housing. For those who do, a further round of pre-tenancy checks means that about a third of housing associations refuse accommodation because applicants cannot afford even modest rents, a problem rooted in benefit levels that are simply too low. Homelessness therefore rises by design rather than accident. Its origins lie in the coalition’s austerity programme: instead of building social homes, which would have eased pressure on welfare, the government redefined who could qualify. The then chancellor George Osborne, it was said , resisted building houses that might create Labour voters.

⚽ Updates from the 8pm GMT kick-offs around Europe
⚽ Live scores | Real Madrid v Man City | Email Michael

Team news is yet to surface . Here’s what Arsenal manager Mikel Arteta had to say before his side’s clash with Club Brugge. Declan Rice is ill, while Leandro Trossard, William Saliba, Cristhian Mosquera, Kai Havertz, Max Dowman and Gabriel Magalhães are all sidelined.

And here’s the song that I immediately thought of when I read that headline. A wonderfully 90s tune by Soccer Mommy.

⚽ Updates from the 8pm GMT kick-offs around Europe
⚽ Live scores | Real Madrid v Man City | Email Michael

Team news is yet to surface . Here’s what Arsenal manager Mikel Arteta had to say before his side’s clash with Club Brugge. Declan Rice is ill, while Leandro Trossard, William Saliba, Cristhian Mosquera, Kai Havertz, Max Dowman and Gabriel Magalhães are all sidelined.

And here’s the song that I immediately thought of when I read that headline. A wonderfully 90s tune by Soccer Mommy.

⚽ Updates from the 8pm GMT kick-offs around Europe
⚽ Live scores | Real Madrid v Man City | Email Michael

Team news is yet to surface . Here’s what Arsenal manager Mikel Arteta had to say before his side’s clash with Club Brugge. Declan Rice is ill, while Leandro Trossard, William Saliba, Cristhian Mosquera, Kai Havertz, Max Dowman and Gabriel Magalhães are all sidelined.

And here’s the song that I immediately thought of when I read that headline. A wonderfully 90s tune by Soccer Mommy.

⚽ Updates from the 8pm GMT kick-off at the Bernabéu
⚽ Live scores | Football Daily | Clockwatch | Email Scott

Real Madrid are sixth in the Champions League table, and second in La Liga. So of course their coach Xabi Alonso, just a few minutes in the job, is already in danger of the push. Of course he is. He could probably do without the visit of Manchester City, then. Not that life is as comfortable as it usually is for Pep Guardiola’s men: they’re currently outside the top-eight places in the Champions League, and while they’ve scored 11 goals in their last three games, they’ve conceded six, and before that were dispatched 2-0 at home by Bayer Leverkusen. This battle between two giants of world football not quite on top of their game kicks off at 8pm GMT. It’s on!

⚽ Updates from the 8pm GMT kick-off at the Bernabéu
⚽ Live scores | Football Daily | Clockwatch | Email Scott

Real Madrid are sixth in the Champions League table, and second in La Liga. So of course their coach Xabi Alonso, just a few minutes in the job, is already in danger of the push. Of course he is. He could probably do without the visit of Manchester City, then. Not that life is as comfortable as it usually is for Pep Guardiola’s men: they’re currently outside the top-eight places in the Champions League, and while they’ve scored 11 goals in their last three games, they’ve conceded six, and before that were dispatched 2-0 at home by Bayer Leverkusen. This battle between two giants of world football not quite on top of their game kicks off at 8pm GMT. It’s on!

⚽ Updates from the 8pm GMT kick-off at the Bernabéu
⚽ Live scores | Football Daily | Clockwatch | Email Scott

Real Madrid are sixth in the Champions League table, and second in La Liga. So of course their coach Xabi Alonso, just a few minutes in the job, is already in danger of the push. Of course he is. He could probably do without the visit of Manchester City, then. Not that life is as comfortable as it usually is for Pep Guardiola’s men: they’re currently outside the top-eight places in the Champions League, and while they’ve scored 11 goals in their last three games, they’ve conceded six, and before that were dispatched 2-0 at home by Bayer Leverkusen. This battle between two giants of world football not quite on top of their game kicks off at 8pm GMT. It’s on!